20 August 1996

Canterbury's Digest
P.O. Box 2474
Christchurch
Attn: Simon Nutt

Dear Simon

Absolutely Amazing is the only way to descibe the feed back we received from our article YOUR MORGAGE `If I Had Only Known Before' published in your July Issue.

Citibank has an approach of educating Home and Business Property Owners and Investors that there is more to a morgage than just the interest rate. Overall financial flexibility and advantage often far outweigh a so-called cheaper interest rate.

This is a concept that is difficult to communicate in a traditional advestising sense but made easy by the "Canterbury's Digest".

We are already planning another article to satisfy the numerous requests made to citibank by you readers

Well done and thank you